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People who have got themselves into the vicious cycle of multiple debts need to consider the option of debt consolidation. Debt consolidation comprises of merging all your pending loans into a single loan, and you now make a single payment to a single debt consolidation loan lender. This relieves you of the stress of dealing with multiple creditors and their multiple debts, which at times become unmanageable. Exercising this option also stops the harassment of receiving collection calls.

It does not matter the type of debts you carry - your wedding loans, education, loans, car or credit card debts, and even your utility and other personal bills. These are all consolidated into a single loan for you to manage your debts easily.

As you keep on falling back on your monthly payments, it starts to affect your credit rating negatively, raising your stress levels. This has no affect on your ability to obtain debt consolidation loans. These are also available for those with bad debts. You are considered a bad debt if you have been defaulting on your payments regularly, are slow on your payments, carry huge arrears on your loans, or are thinking of filing for bankruptcy.

You can learn about debt consolidation from many online sites, or from debt consolidation agencies. Your understanding of your problems, and following the advice of professionals, will help you make a better use of your income, and reduce your debts. Other than state and federal agencies, you can seek counsel from the many private financial agencies dealing in debt consolidation.

Debt consolidation loans also include home equity loans and home refinancing. The advantage of such loans is that they are low interest loans, very much lower than the rates of interest being charged on your multiple debts. Ensure that you make your monthly payments in time as you will be risking your home.

Once you opt for debt consolidation, you are on your way to a stress free life.

Gibran Selman takes care of http://debtconsolidationcenter.net a website dedicated to gather information, on and off the internet, about debt consolidation and other related subjects.

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Dear Dr. Dennis:

I’ve read a number of your articles where you talk about having “game” (the ability to meet women, get numbers, etc.) Unfortunately, I don’t have any! I’m more of a home-type person who wants to get out and do more with life but a lot of times I find it difficult to do. It seems that I’m at war with myself about going out! Half of me says to get out and go do something and the other half just doesn’t want to do anything.

Can you help me to put this war with myself on a permanent truce?

=====================

Hello!

I call this “the problem with inertia”. Inertia about is that part of Newton’s first law that states:

“A body in motion tends to stay in motion and a body at rest tends to stay at rest.”

“Inertia” is that tendency for a body to be at rest or in motion. Yes, I know you didn’t write to me for a physics lesson, but it applies pretty well here. Read on, my brother…

Right now, your inertia is to be “at rest”. In other words, you’re trying to stay right where you are because that’s what you’ve been doing all this time. What you need is just a little push in the right direction. Your own mind is the very push you seek.

In my first book, “Being a Man in a Woman’s World” I talk about the importance of having clear, written relationship goals. Many people create goals for their lives, but don’t bother doing that for their relationships! What a mistake! Where are you going to spend most of your time? Hopefully in a happy, healthy relationship!

Something magical happens when you create the right type of goals and commit them to paper. I’m not going to get into all the science behind this (whew!) but trust me - it exists and it works.

In effect, having these “right goals” will program your mind into action. Being clear on what you want, when you want it and how you’re going to go about getting it is 90% of the battle!

Most people set goals like this: they say, “I want to meet a nice person.”

That, my friend, is not a goal - it’s a dream. When was the last time a dream made you go out and do something positive for your life? Answer: never. That’s not what dreams do! Worse yet, it’s so vague and non-specific that the very first person that walks by becomes the “right one” because everyone is nice! Is that all you want? I hope not - you deserve much, much better than this.

I suggest you create clear, compelling goals. These goals are going to spur you on to action because that’s just how our minds work. You just need to invest a little in getting these goals committed to paper. If you’re not sure exactly how to create these goals, check out the book as it goes into it in great depth along with all the things you need to consider, creating a plan of action, etc.

Use inertia to your advantage by taking small actions first. Don’t let it “…keep you at rest!”

Best regards…

——————————————————————

Have a love, dating, relationship, sex or man/woman question? You can write to me by going to: http://beingaman.com/ask_question.asp for answers. For more information about my books, “Being a Man in a Woman’s Worldtm” (volumes I & II), and other products visit: www.beingaman.com. Check out the discussion group at: http://groups.yahoo.com/group/beingaman.

Copyright (c) 2006, Dr. Dennis W. Neder
All rights reserved.

Dr. Dennis W. Neder is known around the world as a tough, but fair relationship expert, dealing with all sorts of dating, sex and relationship issues from a man’s perspective. Having written 3 books (”Being a Man in a Woman’s World™” series) and is working on others, hundreds of articles, been on hundreds of radio and TV shows, he is funny, direct and intuitive.

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“Science is organized knowledge. Wisdom is organized life.”
-Immanuel Kant

It’s my mission to give you wisdom: attracting all the positive stuff, repelling all the negative stuff. There’s no sense wasting your time with information and emotions that don’t make you a superior man (example: the many, many pickup books that are an absolute waste of time). So I’m going to help you attract the information YOU need to know, to get the girls you want!

To do that, I’ll be sharing my favorite websites for quality information. Here you can learn all the things you should do…and all the things you shouldn’t!

The first website you need to know about is UrbanDictionary.com .

So much of the seduction community is centered around terms, initials, and euphemisms. There’s IOI, DHV, negging, cocky funny, inner wuss, ATC, frame control-you name it, there’s a term for it. Knowing these terms isn’t crucial, but the meaning of the terms themselves is very special knowledge. For example, you don’t necessarily need to know that ATC means Artificial Time Constraint, but understanding the concept of only spending a limited time around women before taking off, is invaluable. Urbandictionary.com is a great website for sorting out all the terms.

Enjoy, and remember: Knowledge is only as good as putting into action. Follow the lead of Kahlil Gibran:

“A little knowledge that acts is worth infinitely more than much knowledge that is idle.”

Here’s just a sample of the informative (and often hilarious) terms found in this website:

UrbanDictionary.com Definition of…

Love
“Often confused with infatuation by adolescents, college students and even supposedly mature people. Love is not the often associated chemical reaction which has similar effects on the brain as cocaine, nor is it the inability to be without that person for a day.”

-OMG! I’m sooo in love with Brad Pitt!!
-No you’re not. You just want his small wang. You don’t even know him!
-*Cries* No, I will marry him! I’m going to go home and fantasize about him! *Cries and runs away*

UrbanDictionary.com Definition of…

Kino
“The act of making flirtatious physical contact with a person of sexual interest. Generally considered to be a vital tool in one’s ‘Game Belt.’”
Hopefully I can get some action by using a little kino on the ladies tonight.

UrbanDictionary.com Definition of…

Oneitis
“Often confused with love, this is the feeling that a particular woman is actually special. This is just an illusion; she is the same as the other three or so billion.” ‘Go **** ten other women’ is the most commonly prescribed treatment for this “disease” (hence the “itis”), as it tends to show quite quickly how very alike people are.

In other words, get over yourself and your obsession with that girl, because it’s just an illusion. And when you get rejected, don’t be depressed. Because there’s really not much to worry about.”
Dude, you definitely have oneitis for that girl. You’ve been talking about her nonstop for the past week. Don’t you realize she’s nothing special, and that you are just being fooled? Snap out of it so you won’t be so depressed when she rejects you!
UrbanDictionary.com Definition of…

Neg
“A light insult wrapped in the package of a complement. Used by pick-up artists to gain and maintain the attention of women who possess uncommon beauty (9+). These women are immune to standard complements.”

The classic neg
pua - “you have beautiful nails, are they real?”
(9+) -”not really”
pua - “Oh, I guess thats still cool”
pua - “that’s really cute, your nose wiggles when you speak”
(9+) -”no it doesn’t”
pua - “ha ha, there it goes again, sorry, its just really cute”
“I just kept tossing neg after neg at that 10 standing by the bar, and she loved it, she was giving me crazy kino”

UrbanDictionary.com Definition of…

DHV
“Noun: Demonstration of Higher Value
Verb: Demonstrate Higer Value
Presentation that will increase your value in the opinion of your audience.”
I related a funny and cocky joke as a DHV.

UrbanDictionary.com Definition of…

AMOG
“Alpha Male Of the Group
A guy that everyone thinks is cool and is always the social center of the room.”
Bob: Dude, why is everyone crowding arounding that bag of douche?
Me: Cause he’s a total AMOG

UrbanDictionary.com Definition of…

Beta Male
“An unremarkable, careful man who avoids risk and confrontation. Beta males lack the physical presence, charisma and confidence of the Alpha male.”
Pete knew he was losing the girl he’d just met at the bar to the guy who bought her a drink, but he was too much of a beta male to do anything about it.

UrbanDictionary.com Definition of…

Sarging
“Verb; to Sarge.
The act of engaging conversational rapport with a complete stranger.
Though tied to the seduction community as the official name for being “on the hunt,” the term also applies in business and interpersonal relations, as the act of appearing as a socially versatile and competent person.
Credit to Ross Jeffries, who claims to have named the act after his cat.”

in seduction:
“My wingman and I went sarging last night at club X.”
other:
“The goal in business is to sarge your coworkers as soon as you start working there. It’s a quick way to appear competent!”

UrbanDictionary.com Definition of…

mPUA
“Master Pick Up Artist.
Used to refer to one who has attained legendary status within the ‘Pick Up Artist’ community. Originally used to refer solely to Neil Strauss, aka Style. Referenced in Strauss’s book ‘The Game’.”
Man Style kept eight girls on the go, he truly is a mPUA.

And now, my personal favorite definition…

Friendship
“A method of castrating men without using sharp objects.”
From David DeAngelo’s article:
She looked at him with compassion in her eyes and said “Thank you… I really mean that… but I don’t want to mess up our friendship… you’re too important to me…”

Now that’s something you definitely want to avoid! And if you want to make sure the words “just friends” never enter your eardrums again, visit the place that turns men around the world from “just friends” to “seduction masters”:

http://www.000relationships.com/towomen/

Because it’s your turn!

Relationship expert, James Brito, delves into the secrets of female attraction and seduction. The bestselling author of “How to Be Irresistible to Women” and “The Art of Impressing Women” offers a free six-part audio mini-course that you can get simply by visiting:

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There are many reasons why you need a car shipping service. For example, you are migrating to another part of the country or overseas, you brought a car from ebay motors and need it shipped to you or maybe you are going on a vacation and decide to bring your car along with you.

Nowadays, there are plenty of car shipping companies that provide different options for shipping a car. The prices also varies due to distance, mode of transportation and accessibility as well.

The two most common car shipping options are getting someone to drive it for you or transporting your vehicle via a large car carrier truck.

There are pros and cons to both methods of car transportation.

Method 1 : Getting someone to drive it for you

There are some shipping companies who can provide people to help drive your car to your destination. The cost will depend on the distance. Usually, the cost of petrol will be included in the shipping fee but calculated on a per mile basis. Reputable car shipping companies will also have car insurance policy in the event the car is damaged or met with an accident during the journey.

This type of car shipping is the cheapest but however you have to bear in mind the wear and tear of your vehicle particularly for long distance travelling. Also some people may not feel comfortable letting an unknown person drive their car since you do not know how they are going to drive your car. If that is the case for you, you can choose the second option.

Method 2 : Car Transport Via Car Carrier

The second method of car shipping uses a large car carrier truck to transport your car. Usually, they will be 8 or 9 other cars on the same carrier truck. By using this method, your car will arrive at your destination intact with no wear and tear.

However, the cost is more expensive than method 1. Usually it will cost $400 to $500 more. The car shipping company will also provide car insurance and a checklist before and after the car is transported.

I would recommend the second method if you have a new car to be transported or your car is expensive since I am sure you want it to be as intact as possible when you collect the car.

Ricky Lim runs a car shipping site. Visit his site http://www.cars-shipping.info for more Car Shipping Companies reviews.

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Dear Becca:

I have been friends with this girl for about three years. We have become very close over that time. We hang out a lot, we have gotten physical in the past (no sex), but always kept it loose. We even ’sleep together’ on occasion.

Here is my problem. I have fallen in love with her. She knows about it, and is not completely opposed to the idea of us dating. However, she doesn’t want to lose me as a friend if we were to break up. She has in the past been in situations like ours and has lost good friends because of it. I really want to see what could happen with this relationship. I just have no idea what I should do, because in my heart I know I can’t go back. Any ideas?

Sincerely, ‘Confused’

********************

Dear Confused:

I have been trying to determine how old you are. You appear to have a good command of grammar. Given the clues in your letter, I am guessing that you are not a young teenager. My advice for someone who is thirteen years of age is different than it would be for an adult.

As human beings, we are very adaptable and can fall in love with more than one personality type. However, puppy love crushes aside, we usually know deep down when we are absolutely devoted to another person.

So, I have to ask you: are you really and truly, body and soul, in love with this girl? She appears to have some kind of affection for you at this point. That could change; but after three years, if love were to flower, there should be at least a blossom sprouting at this point.

Have you lavished gifts on her? Is she stringing you along because she doesn’t want the gravy train to stop? Be honest.

How many good friends has she lost in the past? A couple of similar situations may be isolated instances. However, three or more unsuccessful affairs may be evidence of a trend. This girl may be shallow and incapable of a loving relationship right now. Or she may really have been hurt by someone in the past.

You need to sit down with her and discuss her past relationships in depth. Don’t let love blind you. Before your discussion, write down or type out some questions. Try to anticipate what she might say and think of more questions - sort of like a computer flowchart. Spend some time with what you have written and try to commit it to memory (not word for word - just the general gist of everything).

The very act of flowcharting may give you some direction and open your mind to possibilities you hadn’t previously considered.

If you and the girl cannot come to a meeting of the minds after your heart-to-heart discussion, it might be wise to seek out professional help.

The rest of your life may be at stake here. Use your head - and not the little one - in a mature way.

All the best!

Becca

All advice given by Becca is for entertainment purposes only. Please seek professional help for serious problems.

Becca Bee writes regularly for Advice 4 Daters: http://www.Advice4Daters.com/ - and is one of the people behind the scenes at 1st Rate Articles: http://1stRateArticles.com/ - new to the net as of November, 2006.

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If you have been spending more than what you can afford on your gasoline consumption, you should better trim down the refills. There are many things that are more important than just gasoline, so it goes to show that your money shouldn’t revolve on your gasoline bills alone.

Saving on gasoline won’t necessarily mean commuting and using your car less often in the same way as not eating food just to save on groceries. That is simply not saving.

Saving on gas would mean maximizing the amount of gasoline you use, thus, giving you better gasoline mileage.

Moreover, with the pries of gasoline nowadays, saving more and maximizing your consumption would definitely give you more than what you have paid for. If you think you can’t do away without driving and without using gasoline, you just have to learn how to maximize your gasoline consumption and save more.

Here are a few reminders:

1. A regular tune up on your car can make wonders

A regularly tuned up car will not only mean longer life span of the vehicle but can also guarantee better gas mileage.

You don’t have to drive the newest model just to ensure better gas mileage. The performance will entirely depend on how you maintain your car’s condition.

If everything is working quite perfectly, you can be sure that you get better gas mileage, which means less gasoline refills, of course.

2. Are you a racer?

If not, then try to drive a little slower. Driving faster than the wind won’t only get you into trouble but can also waste a lot of gasoline without you knowing it.

Experts say that “traveling velocity” can put a great impact on your gasoline use. For example, if you drive at 105kph instead of 88kph, you are increasing your gasoline consumption up to 17%. That is a lot of gasoline you have there, and when converted into dollars, that is simply overspending.

3. Be wary on your filter’s condition

Filters may seem one of the most neglected parts on a car. Most motorists don’t understand the importance of air filters.

Filter makes your car’s engine more cost-effective. It can create more force and energy and, of course, better gasoline consumption.

If your car has a dirty or congested air filter, replacing them will absolutely perk up your car’s gasoline mileage up to 10% more. Besides, having clean air filters all the time will ensure your car engine’s optimum performance and durability.

4. Break it more gently

Breaking and accelerating more frequently will not only wear out your car’s condition but can also increase you gasoline consumption more than 18%.

So whenever you are on the road, try not to accelerate more than what is recommended. Try to anticipate, as well, the traffic ahead so that you can apply measured, steady brake.

5. Check your tires

If your tires are deflating more whenever you drive, you are actually reaping off more money from your pockets.

Why? Simply because the lesser efficient your tires are, the more gasoline you use, and not just because they deteriorate faster.

It is best to always keep your tires well inflated according to the manufacturer’s instructions. Keep in mind that a tire that has been inflated by 2 PSI can actually boost your car’s gas use by 1%.

6. Have your shopping and trips to groceries more organized

Getting things organized won’t only make life easier to bear but can also save more on your expenses.

Consider this: try to budget your food consumption for the week and have all your groceries bought on a single day. It would be best if you can find all of the things you need in a single store. In this way, you can cut back on fuel use.

7. Reduce wind resistance

If you will be driving on a highway, it is best to keep your windows closed so as to lessen that drag. Dragging can aggravate fuel consumption. Remember your physics? It will definitely take more force just to push your car through the wind and this would mean using more gas than the usual.

All of these things can, in some way or another, help you save on gas. Just try to be conscious of where your money goes and it will be easier for you to find cost-effective ways to save more money.

Ainuddin Mohamad is the Webmaster of BestWebsites.com.my and OnlineReadingCenter.com.

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Matchmaking can be defined as the process of bringing two people together for the purpose of marriage. The process involves an intermediary or facilitator who acts as the matchmaker.

With more and more people content at letting the Internet play cupid, online matchmaking services keep popping up left, right and center. But can they really help you find the person of your dreams?

And what’s the difference between matchmaking and dating? Well, dating does not require marriage as the only end goal. Marriage is the end goal and purpose of matchmaking.

Often a person may be eager to start a family, without having to go through the hassles of dating and courtship, and the commensurate expenditure of precious time. For such a person, a matchmaking service may just be the answer.

Among many other types of matchmaking services available include:

1. Independent matchmakers or “experts”

2. Social networking services

3. Radio station datelines

4. TV matchmaking and dating services

5. Print personal ads and singles publications

6. Speed dating and singles events

7. Online matchmaking services

Of all the above and other methods out there, online matchmaking services may be the best way to go. Why?

Because of internet access, immediacy and anonymity, twenty four hours a day, as well as tools for interactive communication such as Instant Messaging and video chat, not to mention the huge number of available singles.

Plus, online matchmaking services offer the best value in cost. Usually the fee is charged monthly and cancellation is easy. Compare that with per-word newspaper/magazine ads.

How do matchmaking sites work? A true matchmaking site will require you to input lots of details about yourself as well as the type of person you are looking for. This in order to find your most suitable prospect(s), beyond mere physical attributes.

How do you find the right matchmaking service? Being a billion dollar industry that it is today, you can bet on scam and fly-by-night companies to be galore. Well, the answer is TTT (Tried, Tested and True). Always go with a reputable site that also offers a free trial.

Don’t be tempted to go with a completely “free” site. Free usually means pay in other ways (like the site selling your information or bombarding you with advertisements).

Can you really meet quality, committed singles online? Many happy couples who have met online say their paths simply would not have crossed had they not met online. And, most are interesting, honest people who are successful in their careers. That they are paying the subscription fee demonstrates their commitment.

Though no guarantees are offered, online matchmaking services can be the fastest, most convenient way to get you connected with your soul mate.

David Kamau is webmaster of http://e-datecentral.com, which reviews dating and matchmaking services. Find reputable online matchmaking sites at http://e-datecentral.com/personals/matchmaking.htm

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The coming apostasy (falling away) of the church is for some of us the most dreaded prophecy the Bible predicts. It may look like the world would be better off with John Lennon’s world with no religions but in fact that will be the world’s worst nightmare.

America is sliding fast toward becoming the next great post Christian nation behind Europe. This is what all Godless societies throughout time immemorial have thought would be their final advance. Secularism has always labored under the notion that civil government and secular society is all we need to get it right. Perhaps as it pertains to kooky religions, cults, heresies and pseudo Christian religions that may be true. The absence of real Christianity as given to us by Christ himself will produce a vacuum that no one can bear.

As a young man and a new believer I was told that true Christianity as not a religion at all but a great love affair. The people of God love God and his son Jesus Christ. Oddly it is because they find out how much he loves them and are awestruck by his compelling gift of forgiveness and eternal life.

In the Muslim religion God is painted as a murderous entity that requires that we kill and destroy anything or anyone who will not submit to its tenants. It is a picture that is diametrically opposite the picture of Christ dying on the cross not for anything he had done but for the sins in thought, word and deed done by all mankind. This is what draws enlightened men and women who have exercised reason good judgment and faith after investigating and prying into the matter with full cognizance. In other words Christianity requires some real thought not just the consent of dumbbells.

Christians don’t worship other Gods because they think they’ve got the best one. Rather he is the only one. There is only one creator and one redeemer and one King that shows up at the end of time to rule for all eternity. God is not jealous of other Gods, because there aren’t any. See now that I, even I, am he, and there is no god with me, De 32:39.

Mans insistence in creating other gods is evidence only of mans persistence in idolatry. Beyond that the darker and more sinister truth is that the god of this world (Satan) does not stop short of deceiving men with standard temptations. In addition to fame, fortune and power he has religion and those with the proclivity toward it in the palm of his hand. God knew better than to trust men to go shopping for a true religion as if they were trying to find a nice cut of meat. That also is what separates Christianity from any and all other religions.

God provides a revelation of who he is and exactly what he wants in the person of Jesus Christ. He allows no shopping around and does not encourage guesswork. Thank God. The only thing he doesn’t do is force faith on us but as a loving God allows us to see what he has done and to decide for ourselves if we want to get onboard. How else could he be sure if he had the right ones? If I was God I wouldn’t want the coerced, the threatened or the cajoled around me either. That’s not love!

We don’t believe because we are forced and we don’t obey on that premise either. Jesus said we would only obey him if we loved him. John 14:21 More amazing is that when we do decide to obey him the first, greatest and most compelling commandment of all is to spread the love around. Matthew 22:37 No diatribe against Islam or any other religion in the world here, just one deal…love. Got love?

Trying to imagine America without these people that love is harder for me to imagine than a world without the oceans or the moon or the trees. I have worshipped with faithful Catholics and Protestants of every kind. I have never needed an ecumenical manifesto to see that when they worship God in “spirit and in truth” they are all one regardless of what church they hail from.

I can’t see a country where there are not huge Catholic cathedrals and every sort of Baptist, Methodist, Presbyterian, Pentecostal and other types of churches to numerous to name spotting the roadsides in every city, town and village in America. I can’t imagine the names of the great evangelists no longer being mentioned like Billy Sunday, Billy Graham and great teachers such as Donald Barnhouse, R.C Sproul and others. It wouldn’t seem right, it wouldn’t be America.

Hearing the gospel being bellowed late at night on powerful radio stations while riding down the highway would leave only the secular rant of the news caster and the farm reports and God knows what kind of music. Many a soul would not have pulled their car over to the side of the road weeping after hearing of the love of God toward them. Not seeing the telecasts of TBN, CBN and televised gospel crusades would make television the “vast wasteland” a former head of the FCC once called it.

More than just the loss of familiar Americana the absence of the Christian faith and its visible churches would create a void for which there is no substitute. Godless secularism by its very nature requires a confidence and a strong will to maintain. After all it requires man to pull himself up by his own bootstraps. Intelligence, savvy human will and lots of other exaggerated notions are required to prop up pure existentialism. But Christ knows us better than that. We are not always strong, smart or aware but more often than not we are weak, wishy washy and woeful. Guess what, God doesn’t care about that, he only cares about you.

To the end of my feeble life I will always thank God that on any day of the week I can freely call a pastor, find a good church or a group of people to pray with. I will be thankful that I live in a country where I am not hindered from doing this at least for this moment in time. May God help us in our future?

Can the rush grow up without mire? can the flag grow without water? Whilst it is yet in his greenness, and not cut down, it withereth before any other herb. So are the paths of all that forget God; and the hypocrite’s hope shall perish: Job 8:11-13

Rev Bresciani is the author of two Christian books. His articles on the second coming of Christ, faith, politics and the American way of life are read in every country throughout the world. Come visit http://www.americanprophet.org.

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